Insurance Rates Vary by 400% Across States
Your state is one of the biggest factors determining what you pay for car insurance. A 25-year-old driver might pay $800/year in Iowa but $2,400/year in Louisiana—for the exact same coverage.
Top 5 Cheapest States (Average Annual Rates)
| State | Avg. Rate | Top Carrier |
|---|---|---|
| Idaho | $892 | GEICO |
| Iowa | $945 | State Farm |
| Maine | $978 | GEICO |
| Virginia | $1,012 | Progressive |
| North Carolina | $1,045 | GEICO |
Most Expensive States
| State | Avg. Rate | Top Carrier |
|---|---|---|
| Louisiana | $2,156 | State Farm |
| Florida | $1,987 | GEICO |
| New Jersey | $1,876 | Progressive |
| Rhode Island | $1,765 | Amica |
| New York | $1,698 | State Farm |
How Much Can You Save?
Most drivers can save $1,000-$1,500 annually by switching to a cheaper carrier. Use our calculator to compare rates for your specific state, age, and driving record.
Get Your State's Best Rates
Compare quotes from Liberty Mutual, Progressive, Lemonade, GEICO, and State Farm:
Liberty Mutual Quote Progressive Quote Lemonade Quote