Which Insurance Company Is Cheapest?
GEICO leads on price for most drivers, but Progressive, State Farm, and Lemonade offer better rates for specific scenarios (accidents, DUI, young drivers). The "cheapest" carrier depends on your age, driving record, and state.
Top 5 Cheapest Carriers (Overall Average)
| Carrier | Avg. Rate | Best For |
|---|---|---|
| GEICO | $1,087 | Discounts, price |
| Progressive | $1,142 | Young drivers, accidents |
| State Farm | $1,203 | Good credit score discounts |
| Lemonade | $987 | Mobile app, teens |
| Amica Mutual | $1,165 | Customer service |
Available Discounts by Carrier
Most carriers offer 10-15 discounts. Common ones: bundling, good driving records, good grades (teens), safety features, low mileage. Progressive's "Name Your Price" tool and GEICO's 50+ discounts make them popular for price shoppers.
Compare These Top Carriers
Get quotes from the cheapest carriers:
GEICO Quote Progressive Quote Lemonade Quote